Lending Compliance I (+ Manual)
$395.00
Originating and servicing loans is not an easy task, especially when it comes to compliance. Financial institutions are subject to numerous federal laws and regulations that impose requirements for and restrictions on credit transactions. Join us for this introductory seminar on lending compliance – whether you are new to lending or need a refresher of the essentials.
Description
Lending Compliance I is an introductory, one-day seminar that provides a broad overview of the purpose behind the rules, when they apply, and the potential requirements, focusing primarily on “compliance” but also including certain “safety and soundness” regulations given their importance.
During the Lending Compliance I seminar, we will discuss the following topics:
- UDAP/UDAAP
- Equal Credit Opportunity Act/Regulation B
- Fair Housing Act
- Fair Credit Reporting Act
- Real Estate Settlement Procedures Act
- Truth-in-Lending Act/Regulation Z
- Military Lending Act/Servicemember Civil Relief Act
- Flood Insurance
- Home Mortgage Disclosure Act/Regulation C
- Community Reinvestment Act
- Brief overview of:
- Privacy
- E-Sign Act
- Appraisal Regulations
- Regulations O and W
- SAFE Act
- Payday, Vehicle Title, and Certain High-Cost Installment Loans
- Telephone Consumer Protection Act
- Consumer Protection in Sales of Insurance
- Real estate lending standards
- Homeownership Counseling
Duration: One Day
Level: The webinar is at a basic/intermediate level.
Prerequisites: None
Audience: This program is intended for:
- Financial institution compliance and risk executives and officers, as well as any member of the institution where knowledge or understanding of lending compliance is important or helpful, including loan officers and loan processors.
- Examiners and third-party consultants, auditors, and related companies.
Delivery Method: On-Demand/Virtual
Materials: Manual and PowerPoint presentation
