Commercial Lending

$300.00

Category:

Commercial loans may be a core lending product, but they also come with certain compliance and safety and soundness risks. Join this 3-hour Commercial Lending Seminar to dive into the regulatory requirements for commercial loans, including fair lending, disclosures, appraisal and flood requirements, and more!

Description

During the Commercial Lending seminar, we will discuss:

  • Definition of “commercial” or “business” loan
  • Fair Banking
    • UDAP
    • Equal Credit Opportunity Act (Reg B)
    • Fair Housing Act
    • Fair Credit Reporting Act
    • Overview of HMDA and CRA
  • Flood, including
    • The calculation of insurance required with multiple structures and contents
  • Appraisal
  • Real estate lending standards
  • Reg O and Reg W
  • Servicemember Civil Relief Act
  • Protecting Tenants Against Foreclosure

 

Duration:                          3hours

Level:                                    The seminar is at a basic/intermediate level.

Prerequisites:                   Basic understanding of lending.

Audience:             This program is intended for:

        • Financial institution compliance, credit, and risk executives and officers, as well as any member of the institution where knowledge or understanding of commercial lending is important or helpful, including loan officers and loan processors.
        • Examiners and third-party consultants, auditors, and related companies.